Get your Motor Insurance Certificate in just 2 minutes

Enter your car number, e.g. ABC123XY

No payment now. NAICOM licensed insurers only.

Rated by drivers

4.5

Happy Car Owners

10,000+

Claims assistance

100%

Pick your kind of cover

Three simple options built for Nigerian roads. Coverage first.

Enhanced Motor 3rd Party

Most bought

Legal cover plus money for your own car damage.

Third partyOwn damageCertificate

Motor 3rd Party

Cheapest

The minimum cover the law and police ask for.

Third partyCertificateCheapest

Motor Comprehensive

Best cover

Full protection for your car: accident, fire and theft.

Own carFireTheftFlood

Compare what you get

All three covers side by side.

Cover features

Enhanced 3rd Party

Comprehensive

3rd Party

Third party property damage

Up to ₦3,000,000

Up to ₦10,000,000

Up to ₦3,000,000

Third party bodily injury

Up to ₦60 million

Own damage limit

Up to ₦1,000,000

Excess you pay per claim

₦35,000 or 5% of claim

Fire & theft

Flood & natural disaster

Riot, strike & civil unrest

Medical expenses

Up to ₦100,000

Up to ₦200,000

Personal accident (owner)

Up to ₦100,000

Authorised repair limit

Up to ₦200,000

Certificate

Free towing

Up to ₦50,000

₦125,000 / ₦70,000

Ombrella Advantage

4.5/5

Customer rating

10,000+

Policies sold

98%

Claims settled

NAICOM

Approved

NCRIB

Registered

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Your car is sorted — protect the rest of your life too.

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